Flexible Credit Line
£10k - £100k
Do you have unpaid customer invoices? Our flexible credit line allows you to get short term funding for every unpaid invoice you upload to the platform. The facility can be used whenever you would like it, and you pay one flat fee. Simple and easy to understand.
4 - 16 weekly repayments
Flat fee of 0.5% - 2% per week
Required: £150,000 in turnover, debenture and director guarantee
£30k - £500k
Our Ledger Loans allow you to take a loan of up to 12 months. We take a look at how much you are currently owed by your customers, and agree to fund you up to 100% of what you are owed. Repayments are taken weekly, using direct debit
26 - 52 weekly repayments
1.5% - 3.5% per month
Required: £250,000 in turnover, debenture and director guarantee. Top debtors are verified at setup. Preference for Directors who are homeowners
£100k - £1m
Our selective Invoice Finance product is one of the most innovative in the market. Simply upload your invoice to our platform, and click “Get Funded”. You will have a chance to approve the financing terms before each transaction, and we will give you a dedicated Invoice Cycle bank account, where your client can make payment. Use the facility as often or as little as you like!
4 - 26 weeks
0.5% - 2% per week
Required: £500,000 in turnover, debenture and director guarantee. Each financed invoice must be verified. Preference for Directors who are homeowners
How much can I borrow?
Will my fee level reduce over time?
Do we remain in charge of collecting payment from customers?
Do all your products require Invoice Verification?
Flexible Credit Line: Where we see clear evidence of previous payments in your bank account, and have a clear paper trail, we do not need to do an additional verification with your customers. That said, we may make ad-hoc verification checks. We will always notify you of this ahead of time. This may be triggered by a missed repayment, a request to increase your credit limit, or as part of our standard monitoring.
For our ledger loan, we verify some of your top customers as part of the setup process.
For our Invoice Finance product we verify every financed invoice, and give you a designated bank account for your customer to pay into.